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Position Title                        :              Credit Evaluation Officer I
Reports to                             :             Credit Manager
Position Rank                       :             Officer
Position Level                       :              Supervisor
Grade Level                          :              11


A. Job Summary

The position is responsible for credit underwriting and evaluation, credit investigation, evaluation of the financial feasibility and viability of project proposals, and product development.

B. Duties and Responsibilities

  • Prepares the credit proposals of new and existing clients through reviewing borrower/s 5c’s by utilizing all available information gathered through client-submitted documents, plant visits, customer interviews, trade and reference checkings, industry evaluation and reports provided by accredited investigation agencies and BAP Credit Bureau.
  • Determines the different types of risks associated with borrower/s in order to properly evaluate the Borrower’s Risk Rating (BRR) score, appropriate pricing / line amount / term / security / collateral cover and other conditions
  • Reviews the evaluation reports and credit proposals prepared by the Credit Evaluation Specialist
  • Determines the creditworthiness of lease applications through the application of the Credit Scoring System 
  • Assists the Account Management Group in the development and innovation of products and services to be competitive or at par with current industry best practices.
  • Coordinates with the Account Management Group in packaging or structuring products responsive to the requirements/needs of the clientele.
  • Performs other functions as may be assigned from time to time.

C.  Job Qualifications

  • Graduate of a 4-year College Degree preferably in the fields related to Banking and Finance / Economics / Accounitng / Management / Business / Marketing
  • Preferably with at least 3-4 years experience/ exposure to banking and finance / leasing company operations and/or credit analysis
  • Excellent English communications skills both written and oral

For interested applicants, you may send your updated curriculum vitae to This email address is being protected from spambots. You need JavaScript enabled to view it.


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